Skip to main content

Daily Writing Journal:Fridays Mo Money 52 Challenge & personal finance Week 14. Nearly didn't make it but got £14!




I've been getting disillusioned and bored with this challenge. I wish I could say how simple it was and inspire others but I think (note my personal opinion) a waste of time. Rather than pulling off a saving plan off a random blog like I did, I suggest get some advice from a published personal finance book from a reputable writer - buy or borrow from a library or get advice from a reputable personal finance website better still go the bank or credit union. NOT A BLOG.  This is crazy and unsustainable! It really it. Anyway Rant over!

Moving on,  I managed to find some money otherwise I consider putted an IOU to myself. I got five twenty pence pieces giving a pound, five ten pence pieces giving fifty pence. Then three fifty pence pieces and a pound coin....all in all giving me four quid. Yes, quid is short form for pound sterling.

Here is the money jar. I'm not sure when I'm going to the bank. My next deposit is going to be £15. I guess it gets harder after £20. However before that I still have to save a lot. I was going to show the plan and calculation of how this was still....Like for the five weeks until week 19, I'm going to save £50 in ten pound, £25 in five pound and   £10 in increments. So that will be about £85! Come on now.

Let me break this down

  • 15 = 10 + 5
  • 16= 10 + 5 + 1
  • 17= 10 + 5  + 2
  • 18 = 10 + 5  + 3
  • 19 = 10 + 5  + 4

So this is how I got it. Sneakly right? Adding all the 10s gives 50, adding the 5s give 25, adding all the single digits 1 to 4 give 10 the total is £85 over five weeks. Understand? There is a reason my most never complete the challenge. Imagine when it gets up the 20s, 30s, 40s...Who has the kind of cash? What I am? Working on the street corner?


So basically, I'm expected to save £85 in the next five weeks. At first when I jumped in it sounded like pocket change challenge but no it isn't. I guess I could look at it seriously from my pay-packet but this was supposed to be fun! I could do a four week saving schedule and plan ahead - it may mean giving up things. I have been doing some of that.

We'll see. So I guess it's possible but you need to plan...I'll give an alternative plan of how you can see it and plan for challenges along the way rather than just thinking week by week.




Comments

Popular posts from this blog

My African American & Black Love Romance Adventure Nearly Ready After Four Years.

Thanks for dropping by and taking the time to read this. This post is going to be about my upcoming black love and African American contemporary romance release, which I think tentatively will be late this year or early 2024. It will be a six-part serialised novel, and I'll reveal the date nearer the time. It has been five years since my last black love romance novel. I have two novellas published on Amazon, and I'm  pleased to finally say, I'm about to publish again. It's been a long time.  I planned to release this book in February 2019, but after a long writer's block and other things, it had taken me this long to complete it.  If you follow this blog on and off, I've spoken about it a lot over the years. I'm thinking maybe I should relabel those blog posts as a series of how it developed.  The Story Description The names have changed well from Angelica to Pippa but it's fine.  Everyone wants someone special but PIPPA MILLER thinks not her. She

HAPPY NEW YEAR - LET THE GOALS ROLL

Hello all. Happy New Year! So last year was awesome for me because I managed to achieve one goal. The biggest goal which was to get a new job. And that came with financial reward as well. Yay! It was hard, challenging, horrible. I hate change but I had to get out of the rut I was in. Dudes, I was desperate to move. So I dug deep, did my interview practice, attended a number of interviews and hit one. Yay. Now longer gaming. I didn't need the escapism with my new positive work environment. I also abandoned the iPhone family and went Android. To cut a long story short, I got bought an iPhone 8 but it was faulty - however Apple weren't transparent about their return policy - ALWAYS ASK ABOUT RETURN POLICY. Nor did they believe the phone was faulty. It was. Anyway I was so disgusted the arrogance of the 'apple people', I decided instead of getting a replacement to spend my money elsewhere. I'm still part of the Apple family. But the Apple Store sales assist

Up Date on Happenings: Newly Single & 17% pay raise.

Hey Everyone, So update since my last entry. Well I had a brief fling with Mr Sexy Guy and decided he wasn't the one for me. He was cool but I learned the difference between lust, chemistry and personality. It just didn't tango for me. I'm still grossly overweight, well, fat. I don't think there is anything wrong with being called fat. I am fat. I need to lose weight but that means getting organised and stop eating delicious food. Then again my knees are hurting me and joints feel the ache. I also haven't been to the gym in three months despite paying for it. But when I do, I normally go for the sauna, hot tub and   steam room session. I've thought of cancelling the exorbitant membership but in the climate apart from bills it's the one thing that is just for me...that when I use it. Work is fine, managed to get a 17% pay raise. A big thanks to my boss who also pushed for it. It's good to work for people who support you in that matter. I think tha