Skip to main content

Week 43 of the 52 Week Money Challenge - missed two weeks and on third. Another IOU of £126


Brighton

Things have been very busy!  In the last three weeks I've gone on a short holiday break to Brighton, then had to catch up with others things. So yet another week passes and I have no funds to put in the money jar. Yes, indeed, no funds at all.



So this week, I'm simply going go write another IOU to the tune of one hundred and twenty six pounds sterling. When I first took on this challenge, I thought it would be easy and plain sailing but so far, I've had to navigate some rough waves.

I don't have the money pot in view but I shall put this IOU of £126 in it. I guess the real lesson here is if you want to save, DON'T HOP ON TO A BLOG CHALLENGE. Please note the below is not FINANCIAL ADVICE  - FOR FINANCIAL ADVICE PLEASE CONSULT A QUALIFIED FINANCIAL ADVISER The best way is to

  1. Work out how much you want to save - like your goal for the year. Even better work out what you want to save for. If it's rainy day savings that's fine.
  2. Work out how much you can afford to save and how or when. It's best you have a regular sum or amount - I suggest monthly but it depends on how you get paid. So if you are on a weekly pay-cheque then save weekly, if fortnightly or monthly then follow that trend. 
  3. Use your bank to do automatic transfers - standing orders are good - check if they are free.
Overall over a longer length of time, consistent and regular savings pay off, compared to blog challenges which look attractive in the first instance but aren't when the going gets tough.   Anyway there are nine more weeks left so it will be interesting to see what happens in the meantime. 



Labels:

Comments

Post a Comment

Popular posts from this blog

My African American & Black Love Romance Adventure Nearly Ready After Four Years.

Thanks for dropping by and taking the time to read this. This post is going to be about my upcoming black love and African American contemporary romance release, which I think tentatively will be late this year or early 2024. It will be a six-part serialised novel, and I'll reveal the date nearer the time. It has been five years since my last black love romance novel. I have two novellas published on Amazon, and I'm  pleased to finally say, I'm about to publish again. It's been a long time.  I planned to release this book in February 2019, but after a long writer's block and other things, it had taken me this long to complete it.  If you follow this blog on and off, I've spoken about it a lot over the years. I'm thinking maybe I should relabel those blog posts as a series of how it developed.  The Story Description The names have changed well from Angelica to Pippa but it's fine.  Everyone wants someone special but PIPPA MILLER thinks not her. She
Post a Comment
Read more

On holiday And Vacation in Alcudia,Mallorca

I'm on a holiday break in Mallorca, Spain. So this means a I won't be writing the prompt. On holiday, I normally have a break from  the internet though it's difficult nowadays with free WiFi. The hotel is okay. A four star on the lower end of the scale - this means no kettle and renting the safe.   The higher end have more add ons. The room are tiny but functional and nice however in fairness it is a beach holiday destination so I doubt there is much lounging around. Food is okay. Superb beach. Everyone seems laid back and relaxed. 
Post a Comment
Read more

Finally I'm getting close to a release date for my urban Black Love African America Romance now Pippa & Leyton

I'm working on a pre-release campaign and it isn't going how I'd like it. However if you have being reading me on and off, you'll know I've been writing some novels-in-progress for the longest times!  I stopped writing about it because it just got EMBARRASSING especially when I planned to release this book in 2019. Yes, five years ago! But it's nearly there.  Leyton & Pippa The heroine started off being called Angelica but I kept on misspelling it so I changed it to Pippa. If you look under the label Angelica & Leyton a lot will come up.  Anyway I'm exciting to say, I'm getting reading for publication soon.  Its going to be a six-part serialised instalment, and I'll have details nearer the time.  Maybe A Six Months Countdown I'm planning between three to six months, however when the details are clear, I'll write a post. I'm also doing an extended blog posts on another blog but I'll keep it short and simple here. 
Post a Comment
Read more