Skip to main content

#51 Daily Writing Journal: Mo Money Challenge - The 52-week money challenge



I found this challenge on the Budgetnista web site and it sounded interesting. At first I came up with a whole load of excuses not to do it ranging from not having a account, not sure how to do this, time etc etc. Then I found a simpler challenge but a challenge is a challenge so I went back to this.

The 52-week money challenge

Every week I save the week number's cash. Now I'm starting at week 7 so I'm am going to be £21 behind. Note I'm working in GBP or Pound Sterling. I may or not may it up weeks 1 to 21. 

Budgetnista recommends opening up a savings accounts and automating the transfers, and I do too. However for the purposes of blogging  about it, because it's a challenge, I'll be using a tin and once in while I shall make a trip to the bank to make the deposit.

My Savings

Today I saved £7, which meant I've committed this money to the tin. It was all in coins, now going forward there may be a problem with this as the ATM only gives notes - normally in £10 & £20 denominations. My time for catching the banks will be on Saturday - unless I put in coins and swap for coins. Oh, it's so confusing in a way. I guess it's tidier to go with automated transfer for 52 weeks - well less since I started in week seven but there is the drama in that. 


So these are my coins ready to be put in the tin.

52 week money tin
 This is my tin. I found this tin rummaging through my kitchen. I didn't want to use it but decided it was part of the commitment to this blog. I might consider decorating it at some point.  Or I might get a glass tin. It just depends. That is easier to show.

Money in the tin so I guess it until next week. 

Rules

  1. NO DIPPING INTO THE TIN, NOT EVEN FOR CHANGE
  2. TAKING A PICTURE OF THE TIN EACH TIME (OR JAR IF I GET ONE)
  3. SHOWING RECEIPT OF BANKING EVERY TIME I DO ONE.

Comments

Popular posts from this blog

Up Date on Happenings: Newly Single & 17% pay raise.

Hey Everyone, So update since my last entry. Well I had a brief fling with Mr Sexy Guy and decided he wasn't the one for me. He was cool but I learned the difference between lust, chemistry and personality. It just didn't tango for me. I'm still grossly overweight, well, fat. I don't think there is anything wrong with being called fat. I am fat. I need to lose weight but that means getting organised and stop eating delicious food. Then again my knees are hurting me and joints feel the ache. I also haven't been to the gym in three months despite paying for it. But when I do, I normally go for the sauna, hot tub and   steam room session. I've thought of cancelling the exorbitant membership but in the climate apart from bills it's the one thing that is just for me...that when I use it. Work is fine, managed to get a 17% pay raise. A big thanks to my boss who also pushed for it. It's good to work for people who support you in that matter. I think tha...

Goals - one thing at a time - weekly or less frequent blog. Yoga was HARD! Still on track with eating plan,

Despites all my good words, I am slipping back into old bad habits and overloading myself with things to do. Distractions. Everything is important. So I've decided to get tough with myself and focus on my major goal. The one that will be most beneficial to me and a causality of that will be writing this blog daily or near daily. So I'm going to be focusing on my major goal and push myself to focus and I think all the other activities, and I mean a lot are diluting from the process. This means getting rid of non-value adding activities. Oh dear, I sound rather corporate. My week so far. If Pilate nearly killed me, then in Yoga was the firing line. OMG! What is it with these gym classes being so dynamic! When I mean dynamic I mean break-into-a-sweat dynamic. I'd never hadn't had such a difficult class - obviously I was the largest. Okay - let's go fat-shaming- don't you just love that word? I was the fattest by a long stretch. And the unfittest. My body was ou...

HAPPY NEW YEAR - LET THE GOALS ROLL

Hello all. Happy New Year! So last year was awesome for me because I managed to achieve one goal. The biggest goal which was to get a new job. And that came with financial reward as well. Yay! It was hard, challenging, horrible. I hate change but I had to get out of the rut I was in. Dudes, I was desperate to move. So I dug deep, did my interview practice, attended a number of interviews and hit one. Yay. Now longer gaming. I didn't need the escapism with my new positive work environment. I also abandoned the iPhone family and went Android. To cut a long story short, I got bought an iPhone 8 but it was faulty - however Apple weren't transparent about their return policy - ALWAYS ASK ABOUT RETURN POLICY. Nor did they believe the phone was faulty. It was. Anyway I was so disgusted the arrogance of the 'apple people', I decided instead of getting a replacement to spend my money elsewhere. I'm still part of the Apple family. But the Apple Store sales assist...